See the Full Picture
O2C intelligence your CFO can actually act on.
Predictive analytics, risk intelligence, and ERP-native reporting, giving finance leaders a forward view rather than a rear-view mirror.
- AI-powered predictive analytics
- Board-ready reporting at a click
- Agentic AI Co-Pilot
Modules included
What’s included.
Account 360 & Audit History
One customer, one screen, however many systems they are spread across. Balance, overdue, credit limit, open disputes, promises to pay and outstanding tasks are drawn together from each system that holds part of the relationship, including more than one ERP. Underneath it sits the full history: every invoice, payment, contact, dispute and limit change in sequence, with who did what and when.
- Every open position on one account, without opening four systems
- Consolidated across multiple ERPs, for groups that run more than one
- Complete audit history, every event in sequence with its owner
- Exportable for an audit, a dispute, or a board pack
Balance
$184,200
Overdue
$22,860
In dispute
$4,110
Every event, every system, one sequence. Nothing to assemble first.
Predictive Analytics & Forecasting
Cash flow forecasting, DSO trajectory modelling, and collections likelihood scoring, trained on your transaction history and updated in real time. Gives your CFO and finance team a forward view of working capital, not just a report on what already happened.
- Cash flow forecasting updated in real time
- DSO trajectory, so you see where you are heading before month end
- Collections likelihood scoring by customer and invoice
- Dashboard views built for CFO, AR manager, and board reporting
Base
$148.3M
Upside
$166.7M
Downside
$126.5M
Where cash lands, with the range around it. Not where it landed.
Credit & Risk Intelligence
Portfolio-level risk dashboards connecting your internal payment data with live bureau feeds. Concentration risk, ageing analysis, and payment trend monitoring in one view. Board-ready reporting at a click, rather than half a day of spreadsheet work.
- Portfolio concentration and exposure by customer, industry, or region
- Live bureau data integrated alongside internal payment history
- Ageing analysis with drill-down to invoice level
- Exportable board-ready reports
Board-ready at a click, not half a day of spreadsheet work.
ERP Connectors & Integrations
Native connectors for SAP, Dynamics 365, Oracle, NetSuite, MYOB, and Xero. No middleware, no custom development, no data warehouse required. Surepayd reads from and writes back to your ERP in real time, so your ledger stays accurate without manual entry.
- Bidirectional data flow, so Surepayd reads and writes back to your ERP
- No middleware or custom ETL layer
- Payments, matches, and dispute resolutions sync automatically
- AI schema mapping, so onboarding is fast and needs no custom development
AI schema mapping, so onboarding is configuration rather than a development project.
Agentic AI Co-Pilot
Ask questions in natural language, trigger workflows, and surface exceptions across all four clusters, from a single interface. The Co-Pilot is your always-on O2C analyst: monitoring your receivables, flagging what needs attention, and taking action on your behalf when you want it to.
- Ask which customers are at risk this week, and get the answer with a recommended action
- Tell it to release every order under $10k with no open disputes, and it is done
- Forecast the next 30 days of cash receipts, with drill-down into the model
- Every action logged to the audit trail
Which customers are at risk this week?
3 accounts flagged
Release all orders under $10k for customers with no open disputes
Ask and it answers. Tell it and it acts.
Outcomes
What clients measure afterwards.
- 14+
- Native ERP connectors
- 0
- Middleware or custom ETL required
- 1
- Account view across every system you run
- Real time
- Bidirectional sync with your ledger
Real-world enterprise results, verifiable on reference.
Client outcome
#1
Ranked across 20 years of global performance reviews
Technology · New Zealand
Bank reconciliation went from most of the day to a matter of minutes. The reporting that came with it is how the team was ranked first across twenty years of global reviews.
- Bank rec: hours a day, down to minutes
- Ranked #1 globally across 20 years
- Real-time bidirectional ERP sync
- Board-ready reporting, exportable
See what See the Full Picture looks like for your business.
30 minutes. We’ll show you where your working capital is being held back, and what changes when it isn’t.